Ask Cari: How do you apply for a LLC?

Cari RinckerBusiness/Commercial Law Leave a Comment

Loved joining Derek Hayden and Garrett Ulmer discuss all things limited liability companies – a topic near and dear to my entrepreneurial heart.  You can listen to the episode on the Central Illinois Business Leaders Podcast here.

Share this Article

Ask Cari: What is an LLC?

Cari RinckerBusiness/Commercial Law Leave a Comment

Here me on this episode of the Central Illinois Business Leaders podcast talking about what is a limited liability company.  This is a very common question that I get asked – always love a good convo with Derek Hayden and Garrett Ulmer.

Share this Article

Balance Sheets: What Are They and Why Are They Important?

Cari RinckerBusiness Law, Business/Commercial Law Leave a Comment

A balance sheet is a financial statement that provides a snapshot of a company’s financials at a specific time. Also known as a statement of financial position, a balance sheet shows what the company owns that can be converted to cash (assets), its debts and financial obligations (liabilities), and its net worth (owner’s equity or shareholder’s equity). By knowing the …

Share this Article

Is My Electronic Signature Valid?

Cari RinckerBusiness Law, Business/Commercial Law Leave a Comment

Some of us remember when, to sign a document, it was necessary to print out the form, physically sign it, scan the signed document, and then send it as an email attachment. Electronic signatures have made this process all but obsolete. Nowadays, for most transactions that require us to sign our name, we can apply a digital signature that satisfies …

Share this Article

How Hiring Employees Increases Your Legal Risks

Cari RinckerBusiness Law Leave a Comment

When hiring a new worker, companies have two choices: bring a new employee on board or hire an independent contractor. One of the main benefits of having employees is that you have much more control over the work they do. You can train them how you want, specify the hours they work, and require them to work only for you. …

Share this Article

Legal Considerations for Email Marketing

Cari RinckerBusiness Law Leave a Comment

Small businesses have more ways than ever to reach their audience. Social media, websites and blogs, video campaigns, webinars, and podcasts are just a few of the marketing strategies that you may leverage to drive sales. And while it is good to experiment with new ways of communicating your message, you should not overlook tried-and-true strategies like email marketing. Email …

Share this Article

What You Need to Know When Advertising Your Business

Cari RinckerBusiness Law Leave a Comment

The topics of misinformation and disinformation frequently arise in conversations about news coverage. But the question of truth is not just relevant to the media we consume. It is also a significant issue to consider for a business’s advertisements. Truth in advertising is regulated by the Federal Trade Commission (FTC). Regardless of where an advertisement appears—internet, radio, TV, billboard, or …

Share this Article

Purpose and Profits: A New Emerging Business Structure

Cari RinckerBusiness Law, Business/Commercial Law Leave a Comment

It is a long-held capitalist axiom that businesses exist solely to make a profit. Typical for-profit corporations are legally required to act in the best interests of their shareholders, which means maximizing profits—often at the expense of other considerations. In fact, failure to focus strictly on profits can expose corporate leadership to shareholder litigation. But this exclusive focus on profits, …

Share this Article

Voting Rights in LLCs: Who Has a Voice?

Cari RinckerBusiness Law, Business/Commercial Law Leave a Comment

On average, 4 million new businesses are started each year in the United States. Many of those businesses are organized as limited liability companies (LLCs). Combining the benefits of a corporation and a partnership, an LLC protects its members’ personal assets from business liabilities, avoids double taxation, and provides flexibility regarding its operations, management, and financial and voting rights. While …

Share this Article

How to Talk to Your Family About Business Succession

Cari RinckerGeneral Leave a Comment

Benjamin Franklin famously quipped, “If you fail to plan, you are planning to fail.” From the very beginning, you had a plan for your business to succeed. You set goals and developed methods to achieve those goals. Your business has stood the test of time because you anticipated problems and solved them. But if your plan for success does not …

Share this Article

Considering Bankruptcy for Your Small Business? Here Is What You Need to Know

Cari RinckerBusiness Law, Business/Commercial Law Leave a Comment

Starting a small business entails significant risk. You forego the security of a steady paycheck to create economic opportunities for yourself. Business failure rates have remained steady over the years, but the statistics are pretty daunting: by the five-year mark, around half of small businesses have failed. While the reasons for small business failure vary, it almost always comes down …

Share this Article

Should My Business Use Arbitration Clauses?

Cari RinckerBusiness Law Leave a Comment

Arbitration provisions, which allow legal disputes to be settled outside of the court system, are increasingly found in contracts of all kinds, including employment contracts. A series of court rulings over the years has spurred the increased use of arbitration clauses. Around one-half of American workers are now subject to mandatory arbitration, although a recently passed federal law makes them …

Share this Article